With the growth in the volume of overdue consumer loans of Russians, the share of such loans in portfolios remains fairly stable, Valery Piven, senior director, head of the financial institutions rating group at ACRA, told Izvestia on December 5.
“Moreover, against the background of the overall growth of the portfolio, a decrease in debt 90+ is recorded,” he specified.
At the same time, the expert noted that, in general, against the backdrop of a continuing downward trend in real incomes of the population in the country, “some increase in the share of problems in unsecured loan portfolios seems likely.”
Earlier that day, the RIA Novosti agency, citing data from the Scoring Bureau, reported that the volume of overdue consumer loans of Russians continued to increase in October and reached a record 631.1 billion rubles by the end of the month.
On November 23, Elizaveta Danilova, director of the financial stability department of the Bank of Russia, said that the regulator sees a deterioration in consumer lending standards from banks. At the same time, she noted that the share of restructured debt was significantly lower than during the pandemic.