Russians have accumulated record funds in current accounts

As of May 1, customers of Russian banks accumulated 29% of the total amount of money stored in credit organizations in banks’ current accounts, or 9 trillion rubles, which is a record. This was reported by RBC with reference to the statistics of the NKR rating agency. The previous maximum figure was recorded at the beginning of 2020, it amounted to 8 trillion rubles (26%).

More than half of the inflow of funds occurred during non-working April – ruble balances on card accounts grew by 0.6 billion rubles, said BKF Bank analyst Maxim Osadchy. According to him, this increase was a record in history, “if seasonal growth in December is excluded.” April growth of funds in the current accounts of Russians was ensured by anti-crisis payments by the state, as well as a partial withdrawal of money from deposits. In the last month of the year, current accounts usually increase due to bonus, thirteenth salaries and early transfer of January pensions.

Experts also explain the increase in the share of current accounts in liabilities in 2020 by the fact that a significant proportion of the funds remains on the card accounts of salary clients, and not sent by them to term deposits.

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source: rambler

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