The average size of loans issued in Russia for the purchase of consumer goods in April increased by 16.1% compared to March and amounted to 317.7 thousand rubles. The average size of consumer loans for the first time exceeded 300 thousand rubles. In comparison with April last year, the average loan size increased by 37.6%, follows from the data on the website of the National Bureau of Credit Histories (NBCH).
“Since the beginning of the year, the average consumer credit check has grown very significantly – by almost 100 thousand rubles. At the same time, an increase in this indicator occurs against the background of a decrease in the issuance of consumer loans and is due to the conservative approach of banks to retail lending, ”said Alexey Volkov, NBKI Marketing Director.
The largest amount of consumer loans in April was recorded in:
- Moscow (637.6 thousand rubles),
- Yamalo-Nenets Autonomous Okrug (588.3 thousand rubles),
- Moscow region (474.1 thousand rubles),
- Khanty-Mansi Autonomous Okrug (458.5 thousand rubles),
- St. Petersburg (451.6 thousand rubles).
The largest increase in the average size of consumer loans in April was in:
- Yamalo-Nenets Autonomous Okrug (+ 26.1%),
- Samara region (+ 20.5%),
- Tatarstan (+ 19.0%),
- Bashkortostan (+ 18.7%),
- Voronezh region (+ 18.6%).
In Moscow, the growth was 18.1%, in St. Petersburg – 13.2%.
Earlier in May, the first deputy chairman of the Bank of Russia, Ksenia Yudaeva, said that the debt burden of the population is at a historically high level, in some places we can talk about “bubbles”. Sberbank CEO German Gref said in response that Sberbank does not see risks and signs of overheating in its consumer lending portfolio, the situation with consumer loans is better than planned.