According to the results of the first half of 2021, Sberbank increased its net profit by 1.8 times, to 59.8 billion rubles, follows from the reporting according to Russian accounting standards. June brought the bank another 106.8 billion rubles. arrived.
Net interest income increased by 11.7% to RUB 767.4 billion, net fee and commission income – by 19.1% to RUB 271.0 billion. Since the beginning of the year, Sberbank has issued more than 6 trillion rubles. corporate and 2.7 trillion rubles. retail loans, said financial director of the bank Alexandra Buriko. The portfolio of loans to the population for the first half of the year in annual terms increased by 11.7%, to 9.46 trillion rubles, the corporate portfolio – by 1.3%, to 15.7 trillion rubles.
According to Ms. Buriko, the growth of the loan portfolio was facilitated by the “recovery growth of the economy”, and the retail portfolio is strongly supported by mortgages. As a result, in June the bank issued RUB 0.5 trillion to the population. loans to corporate clients – by 1.3 trillion rubles, which was the highest result since the beginning of the year.
Expenses for credit risk continue to decline: in the first half of the year, they fell 4.8 times, amounting to 71.8 billion rubles. As a result, the aggregate volume of loan loss provisions in January-June decreased by 3.7% to RUB 1.5 trillion. Funds of the population in the first half of the year increased by 1.6%, to 15.96 trillion rubles, funds of legal entities – by 2.1%, to 7.96 trillion rubles.
At the same time, the bank recorded an increase in overdue debt, its share in June increased “mainly due to the corporate segment” by 0.07 percentage points, to 3.2%. Despite the fact that in the first half of the year the bank’s assets increased by 5.4%, to 34.9 trillion rubles, by the end of June they decreased due to the strengthening of the ruble, the bank said.