Category Archives: Money

Russia became the leader in the number of cryptocurrency threats

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The most popular method of deception is fake investment platform websites, where potential investors are lured with aggressive advertising tools.

In Russia, a surge in the interest of fraudsters in the owners of crypto wallets was recorded, despite the fact that all over the world in the period from May to August of this year, a decrease in cryptocurrency threats by 23.6% was registered against the background of falling rates of Bitcoin, Monero and Ethereum. This was reported by the press service of the international developer of information security solutions ESET.

“Today, every tenth cryptocurrency scam occurs in Russia (10% of all detected cases), in second place is Peru (6.8% of the total), in third place is the United States (5.3%),” in the press service of the company.

It is noted that the most common way of deception is fake sites of investment sites, where potential investors in cryptocurrency are lured by aggressive advertising. In addition, the researchers found the method is growing in popularity, involving the names of celebrities who allegedly invest in digital money and urge fans to do the same.

As explained by the head of the ESET threat detection laboratory, Jiri Kropach, hackers create high-quality fakes of the pages of famous people on social networks, spend a lot of money on them, and then arrange mailings on phishing resources on their behalf. New customers are asked to make a deposit or immediately spend a large amount on the purchase of cryptocurrency, and those who already have cryptocurrency wallets are trying to persuade them to share their account credentials under the pretext of further growth in profitability.

It is noted that sites with content for adults, as well as free streaming portals, torrent sites and thematic cryptocurrency forums, remain sites for distributing software that is designed specifically to steal cryptocurrencies or hijack users’ devices in order to secretly mine currency.

The Pension Fund explained to whom pensioners will be paid 10 thousand rubles

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“Citizens permanently residing in Russia and who, as of August 31, 2021, are recipients of pensions paid by the Russian Pension Fund, will be able to receive the payment,” the department said.

Earlier it became known that payments to Russian pensioners in the amount of ten thousand rubles will begin to be transferred as early as next week – from August 30 to September 5.

First of all, payments will begin to be transferred to Russians who receive pensions on their bank cards – there are about 30 million of them in the country.

Those who receive their pension through the Russian Post (there are about 12.7 million people) will start receiving funds from September 3.

Allocation of funds to retirees will not in any way affect other social protection measures to which they are entitled. In turn, Deputy Labor Minister Olga Batalina warned that banks have no right to write off payments to pay off debts.

In addition to Russian pensioners, servicemen will receive payments: they will be allocated 15 thousand rubles each.

National Savings Certificate Scheme of Post Office, you are getting 6.8% interest

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The post office or post payment bank is running many small saving schemes. On investing in these schemes, you are completely safe and tax free. Also you get more interest than Fixed Deposit (FD).

Today, we are telling you about one of these schemes, the National Saving Certificate (NSC) scheme. By investing money in it, you will get 6.8% interest. This interest rate is higher than the fixed deposit (FD) of all the big banks in the country.

Let me tell you that most of the big banks in the country are giving a maximum of 5.50% interest on FD. At the same time, investing in NSC is also exempted under Section 80C of Income Tax.

6.8% interest is being earned annually on investment in Post Office National Saving Certificate (NSC). In this, the interest is calculated on an annual basis, but the amount of interest is given only after the period of investment.

To open an account of the NSC scheme in the post office, you will have to invest a minimum of 1000 rupees. This account can also be opened in the name of a minor and in the name of 3 adults. An account can also be opened under the supervision of a guardian in the name of a minor over 10 years of age. The lock-in period of NSC is 5 years old.

That is, you have to invest in it for 5 years. Under this, under Section 80C of the Income Tax Act, you can save tax on the amount up to Rs 1.5 lakh. You can invest any amount in NSC. There is no maximum investment limit.

Invest here – double profits will be made in less money

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If you are planning to invest somewhere and there is a dilemma in your mind as to how and where to invest. So we tell you that there is a scheme of Life Insurance Corporation of India, where you can earn good profit by investing less. Actually, LIC Nivesh Plus Plan is single premium, non-participating, unit-linked and individual life insurance, which also gives the option of investing with insurance during the term of the policy.

You can buy this plan offline as well as online. The policy taker also has the facility to choose the basic sum assured. Sum Assured options are 1.25 times the Single Premium or 10 times the Single Premium.

There are 4 types of funds available in this plan. These are bond funds, secured funds, balanced funds and growth funds. You can invest in any of these as per your wish.

You can buy this plan offline as well as online. The policy taker also has the facility to choose the basic sum assured. Sum Assured options are 1.25 times the Single Premium or 10 times the Single Premium.

The minimum entry age for LIC Investment Plus scheme is 90 days to 70 years.

The tenure of the policy is 10 to 35 years and the lock-in period is 5 years. The minimum limit on the premium is Rs 1 lakh, while the maximum limit is not. The maximum maturity age is 85 years.

If the policyholder stays alive till the policy term, he gets a maturity benefit, which is equal to the unit fund value. It is payable after the expiry of the policy term.

The company offers a free-look period to its customers. During this time customers can return the policy. If the policy is purchased directly from the company, then 15 days and online purchase, then the 30-day free-look period applies.

If the insured dies during the policy term, the nominee is entitled to receive the death benefit. If the policyholder dies before the risk commencement date, an amount equal to the unit fund value is payable.

In LIC Investment Plus plan, the company allows customers to make partial withdrawals after the 6th policy year. In case of minors, partial withdrawal is allowed after the age of 18 years.
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Post Office Saving Schemes: There are many such schemes of Post Office in which customers get a great earning opportunity

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There are many such schemes of Post Office in which customers get a chance to earn great money. These schemes have a lot of advantages in terms of small savings. With this, income tax is also exempted for investing in these schemes. If you also want to take advantage of these schemes, then there are some special schemes-

At present, 5.8% interest is received in the Recurring Deposit (RD) of the post office. If you invest in such a way to double the money, then your money will double in about 12 years.

This is a time deposit scheme in the post office. Maturity is for 5 years. You can start investing in this scheme with at least 200 rupees. In this, interest is given at the rate of 5.5 per cent for the first 3 years and thereafter at the rate of 6.7 per cent in the 5th year. In this, your money will double in about 13 years. There is no tax on the interest received on this scheme.

The scheme offers 4 percent interest. In such a situation, it may take a long time for your money to double. Overall, your money can be doubled in about 18 years.

This post office senior citizen saving scheme is currently receiving interest at the rate of 7.4 percent. The interest accrued on this is credited in the account on a quarter to quarter basis. The special thing of this scheme is that on this, there is also a facility of tax exemption under Section 80C of the Income Tax Act. By investing in it, your money will double in about 10 years.

At present, the Sukanya Samriddhi scheme of the post office is getting interested at the rate of 7.6 percent. In this scheme being run for girls, it may take about 10 years to double the money.